If weekend adventures, RV parks, and the great outdoors are calling your name, it may be time to purchase your first RV. There is much to consider before you invest in an RV, so let us help you learn the ins and outs with our first-time RV owners guide. The following tips will help you understand much of what RV life entails whether you plan to become a full-time RVer or occasional voyager.
Things to Consider Before Buying an RV
Choosing to become an RV owner is a big decision, so you’ll want to ensure that you find the right one to fit your lifestyle. Before you purchase your first RV, ask yourself the following questions:
- Why do you want an RV?
- What is your RV budget?
- Where will you travel with your RV?
- What features are important to you?
- Do you plan to tow or drive your RV?
Keep in mind that you can always add features to your RV later on. Think about what you need versus what you want for your first RV, and remember that you can wait to invest in future upgrades to help you save money on your first RV purchase.
Types of RV’s to Choose From
There are two major categories of RV’s to consider as you begin researching: motorhomes and towables. You can drive a motorhome on your own while towables, as the name implies, need to be towed by another vehicle. If you don’t own a towing vehicle, like an SUV or truck, then you will probably want to opt out of this option. Towables are also better suited for drivers who are comfortable towing large vehicles during road trips. If you choose a motorhome, keep in mind that it will be your sole means of transport unless you tow another vehicle or rack your bicycle. Check out Trip Savvy’s RV guide for a full breakdown of each type of RV to make the best-informed decision for your needs.
Benefits of Used and New RV’s
There are several pros and cons of buying a used or new RV. Typically, a used RV will be cheaper, require less expensive RV insurance, and you can choose to invest in restoration down the road. However, used RV’s may have damages that aren’t always visible, and upgrades can be very costly.
New RV’s are less risky investments when it comes to previous damage or wear and tear. You can also find the latest technology and all of your ideal features in a new RV. Of course, new RV’s can be more expensive and usually have higher insurance premiums. When buying your first RV, it is more cost-friendly to purchase a used vehicle, but make sure always to buy used from a reputable dealer that you can trust.
4 Ways to Get the Best Deal on an RV
To save as much money as possible on your first RV, consider the following tips to help you get the best price:
- Look for seasonal promotions and deals
- Negotiate with your RV dealer
- Attend RV shows to find a fantastic deal
- Don’t buy the first RV that piques your interest; be patient to see if a better deal comes your way
Things to Look for When Inspecting an RV
Schedule walk-throughs for all of the RV’s that you are considering buying to see if the floorplans work for you, the seats are comfortable, and to inspect the vehicle. Keep an eye out for the following warning signs:
- Strange odors
- Roofing issues, like cracks, bubbling, or splitting paint
Additional RV Expenses
Just like for your car or home, there are other expenses to keep in mind when you buy your first RV to maintain a safe, comfortable RV lifestyle, such as:
- Fuel costs
- Cable and wi-fi access
- RV insurance costs
- Registration fees
- Parking fees
- Grocery bills
- Regular maintenance costs, including storage
- Repair costs
Following these steps can help you get started on the right foot as you start your new journey of RV ownership. Once you find the perfect RV that fits your requirements, you’ll need RV insurance to protect your new investment on all of your adventures. Did you know that most states, including Louisiana and Texas, require financial responsibility for motorhomes just like they do for vehicles? You’ll also want to double check to see if your auto insurance policy will cover your towable. If not, you’ll need coverage for that investment.
Make sure you’re protected with RV insurance to safeguard your home on wheels in the event of a crisis, like a collision with another vehicle, an indoor or outdoor fire, or pet infestation. ABC Insurance Agencies can shop around for you to find cheap Louisiana and Texas RV insurance rates. Call 800-708-0123, click, or visit a friendly ABC Insurance agent near you to learn more about affordable RV insurance.
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