Don’t let flooding wash away what you’ve earned. Severe weather season is here. Although you can’t control Mother Nature, there are several steps you can take to help prevent her wrath from engulfing your wallet. These tips could save you hundreds, if not thousands, of dollars in weather-related costs. Not sure where to start? We have a flood of ideas to help prepare you for the inevitable.
1. Disaster Supply Kit
Assembling an emergency preparedness kit with at least a three-day supply is recommended by the American Red Cross. Check out their online list to make sure you have these supplies on hand for any emergency.
2. Electrical Hazards
Elevating utility systems and appliances one foot above the highest-known local flood level is one-way to help fire-proof your home. Move personal items and furniture to an elevated location and anchor outdoor equipment. If there’s one thing you should have taken away from your science class in elementary school, it’s that water and electricity don’t mix. Shutting of the electricity can prevent short circuits from starting fires. WARNING: Do not try to shut off the power if water is already surrounding the electrical power box. Instead, call an electrician if you are unsure.
Clear any excessive debris in your gutters, storm drains, and pipes to prevent excessive flooding. Placing sandbags against exterior doors, window wells, drainage holes, or other points of entry can help divert water. WARNING: Do not put sandbags around the base of your house because they can trap water and damage the structure.
4. Plywood Protection
Using sheets of plywood to cover windows, vents, and doors can prevent water and objects from getting inside. The sheets should overlap by several inches. Close your drapes and blinds to reduce the amount of debris that could break your windows.
5. Basement Backup
Check your pipes to prevent flooded sewage from bursting into your home and install a backflow valve in the sewer line for prevention. Use a sump pump to drain excess water from rain.
6. Covered Parking
If you don’t have a garage or carport with covered parking at home, check to see if there are any parking structures nearby (like a mall or public parking garage). Shelter like this can protect your car from weather damage, falling limbs, and some flying debris. Avoid parking your car in low-lying areas that have a tendency to flood. From interior restoration to engine replacement, the repair tab for flood damage can add up quickly.
7. Flood Insurance
While we can’t put a bubble around our home, it’s important to know what flood insurance covers in the event you experience damage to your home from flooding. Fortunately, ABC Insurance Agencies has the authorization from the government’s National Flood Insurance Program to help assist you in shopping for Flood Insurance. Louisiana and Texas residents should get Flood Insurance because of the higher percentage of flooding in flood-prone areas. Our licensed agents can help you find NFIP coverage and explain what your policy covers. Call 1-800-708-0123, Come In, or Go Online to make a better choice for insurance today.
YOU MIGHT LIKE THIS TOO:
Material in these articles is for general information or entertainment purposes only. ABC Insurance Agencies does not endorse and is not affiliated with any of the companies or apps listed in this article. ABC is not responsible or liable for the availability of links to websites or resources, or for any content, advertising, products, services, or other materials on or available through these websites or resources, or for your reliance thereon. Any references to third party rates or products are subject to change without notice. Trademarks are property of their respective owner.