The aftermath of a car accident can cause distress and confusion. You may not know what to do next if you have been injured or your vehicle has been damaged. Thankfully, a trustworthy car insurance agency, like ABC Insurance Agencies, can take you through the steps of processing an accident claim. By filing a claim, you are asking your insurance provider to compensate you for property damages and/or injuries and to represent you if you are found at fault. Auto insurance protects you from unexpected accidents when you are the recipient and when you are liable for a crash.
What to Do After an Accident
If you’ve been hit by another driver, make sure to collect necessary information from the other party, including their drivers’ license information, car insurance provider and policy number, contact information, such as phone number and address, and their license plate number. Then, call the police to file a police report. Gathering necessary data is an essential step, but don’t let the other driver leave the scene without obtaining a police report. You can’t control what the other driver will do next and shouldn’t place trust in them without documenting facts and evidence through a police report.
After the police report is documented, it’s time to contact your insurance provider. Get in touch with them within twenty-four hours of the accident or as soon as possible. Your auto insurance agent will ask for specific details about the crash to decide how to move forward. Then, they will open the investigation. An adjuster may get involved to thoroughly understand the accident and inspect your damaged vehicle. From there, your car insurance provider will discuss the value of the claim with you as well as the process for next steps regarding possible coverage for repairs, hospital bills, or rental car reimbursement. Remember that there are multiple types of car insurance and coverage limits will vary.
Now that you understand car accident claims and the steps to take after a crash, watch these helpful kids explain accident claims their way!
Did you know that auto insurance is required in most states, including Louisiana and Texas? Protect yourself and your property on the road by driving with the right amount of car insurance coverage. Accidents are unpredictable; knowing that you have ample coverage can give you peace of mind on the road. Just call 800-708-0123, click, or visit a friendly agent at any nearby Louisiana or Texas ABC location to discuss better options for car insurance today. Drive safely!